State-registered
- Generally for advisers under $100M in assets under management
- Register in the state(s) where you have an office or enough clients
- State rules govern net worth, surety bonds, exams, and contracts
- Most new and solo advisers start here
For financial advisors
Become a Registered Investment Advisor.
Going independent or starting your own firm? We handle the full State or SEC registration process — Form ADV, IARD setup, and the filings — so you can focus on clients, not paperwork.
$3,000 flat — our feeFirm + up to 3 repsState or SECGovt fees paid directly
First decision
State-registered or SEC-registered?
SEC-registered
- Generally required at $100M+ AUM (mandatory at $110M)
- Drop below $90M and you typically move back to state registration
- One federal registration plus state notice filings where required
- Mid-sized advisers in 15+ states may register with the SEC instead
Not sure which applies? Tell us your AUM and where your clients are and we will point you to the right path.
What is involved
The registration process, handled for you.
1
Form & entitlement
Set up your IARD/CRD entitlement and the firm record so filings can be submitted.
2
Form ADV (1 & 2)
We prepare and file Part 1 and your Part 2 brochure, plus your advisory agreement.
3
Reps & exams
Register your representatives (Series 65, or 66 + 7) and handle the U4 filings.
4
Financials & submit
Address state net-worth, bonding, and balance-sheet requirements, then submit.
Pricing
Half the going rate — without cutting corners.
Our $3,000 is a flat service fee. State, SEC, and IARD/FINRA charges are paid by you directly to those agencies — these are estimates, subject to change, and confirmed when your project begins. We surface them in the estimator below so you can plan the full cost.
$6,000–$10,000
What other firms charge
Typical service fees just to prepare and submit a single investment adviser registration — still on top of government filing fees.
$3,000 flat
Our service fee — government filing fees are separate
The Inovadora rate
- Covers your firm and up to three representatives
- Form ADV (Parts 1 & 2), IARD setup, and filings
- Advisory agreement and brochure support
- State, SEC, and IARD/FINRA filing fees are paid by you directly to those agencies — estimated, subject to change, and confirmed when your project begins (varies by state)
Estimate your state fees
What will registration actually cost?
Pick your state to see the flat $3,000 service fee plus the regulatory filing fees for your firm and reps. Net-worth and surety-bond requirements are shown separately.
Get started
Ready to launch your RIA?
Tell us a little about your firm and we will map out your path, fees, and timeline — no obligation.
Inovadora Business Services
Email: info@inovadoraservices.com
We review every request and follow up with next steps promptly.
FAQ
Common questions.
What is included in the $3,000?
Preparation and filing of your firm registration — Form ADV Parts 1 and 2, IARD/CRD setup, advisory agreement support, and registration of up to three representatives. State and regulatory filing fees are billed at cost on top and vary by state.
How are the state fees determined?
They come from the current published state and NASAA/IARD fee schedules. Use the estimator above to see the numbers for your state. Final amounts depend on your firm and where you register.
Do I need a surety bond or minimum net worth?
It depends on the state and whether you hold custody or discretion. The estimator shows the net-worth or surety-bond requirement for your state. These are regulatory requirements, not Inovadora fees.
How long does it take?
Most state registrations move within a few weeks once your documents and exams are in order. Timing depends on the state and how quickly items come back.
Inovadora Business Services provides operational and filing support and is not a law firm or compliance consultant; nothing here is legal or compliance advice. Fee figures are estimates based on published schedules and may change.